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Commercial banking

Tailor-made credit and
commercial solutions to
finance project

Lombard loans

Granted against a liquid pledged collateral, Lombard loans allow the clients to obtain additional capital. Available in any major
currencies, the amount granted depends on the type of securities and portfolio diversif ication.

With the leverage effect, Lombard credits can maximize the return on a securities portfolio. They can also be used for treasury needs, to constitute the margin covers required in derivatives transactions, or to cover guarantees or documentary credits issuance.

Mortgage loans

BankMed Suisse gladly provides its clients with mortgage loans. We f inance primary or secondary residences, as well as investment properties, with flexible conditions. Based on our knowledge of several real estate markets, we are not only able to grant mortgage loans on properties located in Switzerland, but also abroad, where we maintain a network of professional partners, especially in Paris and London.

As a consequence, we can provide our clients with a full service and advice during the whole process of property purchase.

Other loans

Upon request, we can also provide more specific types of credit facilities, such as : aircraft and ship financing.

COMMERCIAL PRODUCTS

Depending on our clients’ needs, we offer a range of documentary credit instruments, allowing to cover the risk in import or/and export transactions. This activity requires a high degree of precision, timeliness and an excellent knowledge of the related international rules and regulations.
Thus, our professional team assists our clients in:

  • issuing and negotiating import letters of credit (LCs), back-to-back LCs, stand-by LCs, transferrable LCs
  • providing advice, confirmation, negotiation and discounting of export letters of credit
  • acting as a reimbursing bank for Swiss counterparties
  • collecting import and export documentary instruments

BankMed Suisse also provides its clients with all types of direct or indirect guarantees.

For clients involved in the export-import business, we offer the whole range of trade-related guarantees: bid bonds, advance payment guarantees, performance bonds and warranty bonds.

For both our commercial and private clients, we can issue first demand bank guarantees, in order to cover payments, leases, credit card utilization, etc.