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GOVERNANCE

Executive Committee

Antoine Raphael

CEO

Antoine Raphael was appointed Chief Execufive Officer of the Bank in March 2023. He was previously
an independent non-execufive member of the Board of Directors of BankMed (Suisse) SA since July
20, 2020. He has over 35 years of experience in banking and financial services consulfing, stemming
from the execufive posifions he held at CIBC, Cifigroup, Gulf Bank, Arab Bank, Booz Allen Hamilton
and Strategy& in Canada, Switzerland and the Middle East and North Africa (MENA) region. He also
sat on the boards of several investment funds in Guernsey, the Netherlands and the UK

Fernand Cendan

Chief Operating Officer & Chief Risk Officer

With over 20 years of experience in various posifions including Head of Operafions and COO with
Merrill Lynch (Bank) Switzerland, KBL (Switzerland), SEB Private Bank SA and Lombard Odier in
Geneva, Mr. Cendan has been the Chief Operafing Officer of the Bank since November 2018.
Mr. Cendan has taken responsibility over the years for several strategic projects related to operafions
and the implementafion of new business models.

Michel Trolliet

Head of Compliance & Central File

Mr. Trolliet is Head of Compliance for the Bank, which he joined in April 2017.
Previously, he was responsible for various operafional areas within Credit Suisse and Crédit Agricole
Indosuez Wealth Management, as well as other private banks in Geneva.
Mr. Trolliet has 30 years of experience in the banking industry, mainly in operafions and control.

Laurent Perusset

Chief Investment Officer

Laurent Perusset joined the Bank in May 2020. He began his career in 1989 as a securities trader on the Geneva Stock Exchange for Darier & Cie, then for BCGE and Ferrier Lullin & Cie. During his career, he was successively in charge of investment committees, research, and advisory teams for various banks, including Union Bancaire Privée, Barclays Bank (Suisse) SA and Edmond de Rothschild. He also chaired the Barclays pension fund in Switzerland.

Prior to joining BankMed (Suisse) SA as Chief Investment Officer, Mr. Perusset served as Head of Investment Solutions at the SingAlliance Group.

Patrice Richard

Head of Financial Control

Mr. Richard joined BankMed (Suisse) SA in 1998 as CFO of the Bank, a posifion he sfill holds today.
Prior to joining BankMed (Suisse) SA, Mr. Richard worked at Barclays (Switzerland) for 8 years.

Board of Directors

Michel Accad

Chairman

Mr. Michel Accad is the Executive General Manager of Bankmed and serves as an Executive Member on Bankmed’s Board of Directors.

Mr. Accad serves also as Chairman – General Manager of MedInvestment Bank and as Executive General Manager of Saudi Lebanese Bank.

Mr. Accad served as the Group Chief Executive Officer of Al-Ahli Bank of Kuwait (ABK) from May 2014 to April 2020. He assumed this position after having successfully led the turnaround of Gulf Bank, another Kuwaiti lender, and contributed to its return to profitability following the 2008 crisis.

Prior to that, from 2006 to 2009, Michel was the Assistant Chief Executive of Arab Bank PLC, based in Amman. Within this capacity, he had direct responsibility over all banking businesses globally, including Corporate and Investment Banking, Consumer Banking, Private Banking and Wealth Management, Treasury, and Credit.

Before moving to Arab Bank, Mr. Accad spent 27 years with Citigroup, which he joined in 1979. His last post with Citi was Managing Director and CEO for the Middle East and North Africa (MENA) Division, a unit that spanned presence in 10 countries and contributed over $1 BN to Citi’s bottom line.

Mr. Accad holds MBA with Honors from the University of Texas at Austin in 1978.

Nicolas Killen

Vice-president*

A graduate of the faculty of Law of the University of Geneva in 1986 and holding a LLM degree from the Duke University School of Law, Mr. Killen is admitted to the Geneva Bar and the New York Bar in 1990, first joining Skadden Arps Slate Meagher & Flom in New York as an associate and Borel & Barbey in Geneva in 1992. He becomes a partner of the firm in 1999 and is managing partner since 2011.

David Bueche

Member*

Mr. Bueche holds a Master in Business Administration from HEC Lausanne and is a Swiss Chartered
Professional Accountant. He is an independent member of several Board of Directors and Audit Committees of companies subject to the supervision of FINMA.

He joined Arthur Andersen Geneva in 1986 as part of the « audit financial market » division and was promoted in 1997 to the partnership in the audit division. In 2002, he joined Baker Tilly Spiess (member of Baker Tilly International, the 10th worldwide largest auditing network) as partner and head of the financial market department and works essentially with a wide variety of Swiss and international clients (internal audit, financial expertise, consulting, tax advice, directorship).

Tania Moussallem

Member

Mrs. Moussallem has a career in banking and is currently Advisor to EGM and COO, Assistant Executive General Manager at BankMed. She sits in several Boards of Directors and committees. She has chaired The Financial Alliance for Women from May 2015 to June 2019. In 2015, she has been selected among the most influential women in the Arab Banking Sectors by the Union of Arab Banks and is the recipient of several awards.

Her career started at Société Générale de Banque au Liban where she held several managerial positions. in the Corporate and Investment Banking Division. She then joined BLC bank in 2008 as Head of Strategic Development and Financial Management Group and later took the responsibility of the Support and Marketing Group in 2014. Mrs. Moussallem was a member of the Board of Directors of USB Bank (Cypriot subsidiary of BLC Bank) and a member of several committees in BLC Bank.

She holds a Master’s degree in Finance & Communication from Ecole Supérieure des Sciences Economiques et Commerciales ESSEC, France and a BA from the American University of Beirut.

Bruno Desgardins

Member*

Bruno Desgardins is an Independent Non-Executive Member of the Board of Directors of Bankmed (Suisse) SA’s since 20 Jul 2020. Bruno has more than 38 years of experience in the banking industry in Paris and in Geneva. After starting its career as a financial analyst, he took over the responsibility of the Trade Finance for South European countries for Banque de l’Union Européenne.

Then, Bruno joined NSM Bank to head the Institutional Department for foreign clients, before taking over the Research Department. In 1995, Bruno was hired by ABN AMRO to manage its Corporate Finance’s M&A activities. In Geneva since 2000, he spent the last 20 years at Banque Eric Sturdza holding there a management role.

Raya Haffar El Hassan

Member

Ms. Raya El Hassan serves as Chairperson of Bankmed S.A.L. as of October 2020, and served as an Independent Member on Bankmed’s Board of Directors since December 2011. She is also a Board Member of MedInvestment Bank S.A.L, Saudi Lebanese Bank S.A.L.

From January 2019 until January 2020, Ms. El-Hassan served as the Minister of Interior and Municipalities in Lebanon. Before that, she served as the Chairman-General Manager of Tripoli’s Special Economic Zone.

Prior to that, from November 2009 until June 2011, Ms. El-Hassan served as the Minister of Finance in Lebanon. Earlier in her career, Ms. El-Hassan was the Advisor to the Minister of Economy and Trade.

Ms. El Hassan holds a Bachelor’s degree in Business Administration from the American University of Beirut, and a Master’s Degree in Business Administration from the George Washington University. In 2019, Ms. El-Hassan was awarded an Honorary Doctorate in Humane Letters from the Lebanese American University and an Honorary Doctorate in Business Administration from the Beirut Arab University.

* Reference of independent Board member according to FINMA Circular 2017/1.

Executive Committee

Antoine Raphael

CEO

Antoine Raphael was appointed Chief Execufive Officer of the Bank in March 2023. He was previously
an independent non-execufive member of the Board of Directors of BankMed (Suisse) SA since July
20, 2020. He has over 35 years of experience in banking and financial services consulfing, stemming
from the execufive posifions he held at CIBC, Cifigroup, Gulf Bank, Arab Bank, Booz Allen Hamilton
and Strategy& in Canada, Switzerland and the Middle East and North Africa (MENA) region. He also
sat on the boards of several investment funds in Guernsey, the Netherlands and the UK

Fernand Cendan

Chief Operating Officer & Chief Risk Officer

With over 20 years of experience in various posifions including Head of Operafions and COO with
Merrill Lynch (Bank) Switzerland, KBL (Switzerland), SEB Private Bank SA and Lombard Odier in
Geneva, Mr. Cendan has been the Chief Operafing Officer of the Bank since November 2018.
Mr. Cendan has taken responsibility over the years for several strategic projects related to operafions
and the implementafion of new business models.

Michel Trolliet

Head of Compliance & Central File

Mr. Trolliet is Head of Compliance and Central File. He joined BankMed (Suisse) SA in April 2017.

Prior to joining BankMed (Suisse) SA, he was responsible of various operational sectors, with Credit Suisse and CA Indosuez Wealth Management as well as in other private banks in Geneva.

Mr. Trolliet has more than 30 years of experience in the Banking industry, mainly in operational areas and control.

Laurent Perusset

Chief Investment Officer

Laurent Perusset joined the Bank in May 2020. He began his career in 1989 as a securities trader on the Geneva Stock Exchange for Darier & Cie, then for BCGE and Ferrier Lullin & Cie. During his career, he was successively in charge of investment committees, research, and advisory teams for various banks, including Union Bancaire Privée, Barclays Bank (Suisse) SA and Edmond de Rothschild. He also chaired the Barclays pension fund in Switzerland.

Prior to joining BankMed (Suisse) SA as Chief Investment Officer, Mr. Perusset served as Head of Investment Solutions at the SingAlliance Group.

Patrice Richard

Head of Financial Control

Mr. Richard joined BankMed (Suisse) SA in 1998 as CFO of the Bank, a posifion he sfill holds today.
Prior to joining BankMed (Suisse) SA, Mr. Richard worked at Barclays (Switzerland) for 8 years.

Michel Accad

Chairman

Mr. Michel Accad is the Executive General Manager of Bankmed and serves as an Executive Member on Bankmed’s Board of Directors.

Mr. Accad serves also as Chairman – General Manager of MedInvestment Bank and as Executive General Manager of Saudi Lebanese Bank.

Mr. Accad served as the Group Chief Executive Officer of Al-Ahli Bank of Kuwait (ABK) from May 2014 to April 2020. He assumed this position after having successfully led the turnaround of Gulf Bank, another Kuwaiti lender, and contributed to its return to profitability following the 2008 crisis.

Prior to that, from 2006 to 2009, Michel was the Assistant Chief Executive of Arab Bank PLC, based in Amman. Within this capacity, he had direct responsibility over all banking businesses globally, including Corporate and Investment Banking, Consumer Banking, Private Banking and Wealth Management, Treasury, and Credit.

Before moving to Arab Bank, Mr. Accad spent 27 years with Citigroup, which he joined in 1979. His last post with Citi was Managing Director and CEO for the Middle East and North Africa (MENA) Division, a unit that spanned presence in 10 countries and contributed over $1 BN to Citi’s bottom line.

Mr. Accad holds MBA with Honors from the University of Texas at Austin in 1978.

Nicolas Killen

Vice-President*

A graduate of the faculty of Law of the University of Geneva in 1986 and holding a LLM degree from the Duke University School of Law, Mr. Killen is admitted to the Geneva Bar and the New York Bar in 1990, first joining Skadden Arps Slate Meagher & Flom in New York as an associate and Borel & Barbey in Geneva in 1992. He becomes a partner of the firm in 1999 and is managing partner since 2011.

Board of Directors

David Bueche

Member*

Mr. Bueche holds a Master in Business Administration from HEC Lausanne and is a Swiss Chartered
Professional Accountant. He is an independent member of several Board of Directors and Audit Committees of companies subject to the supervision of FINMA.

He joined Arthur Andersen Geneva in 1986 as part of the « audit financial market » division and was promoted in 1997 to the partnership in the audit division. In 2002, he joined Baker Tilly Spiess (member of Baker Tilly International, the 10th worldwide largest auditing network) as partner and head of the financial market department and works essentially with a wide variety of Swiss and international clients (internal audit, financial expertise, consulting, tax advice, directorship).

Tania Moussallem

Member

Mrs. Moussallem has a career in banking and is currently Advisor to EGM and COO, Assistant Executive General Manager at BankMed. She sits in several Boards of Directors and committees. She has chaired The Financial Alliance for Women from May 2015 to June 2019. In 2015, she has been selected among the most influential women in the Arab Banking Sectors by the Union of Arab Banks and is the recipient of several awards.

Her career started at Société Générale de Banque au Liban where she held several managerial positions. in the Corporate and Investment Banking Division. She then joined BLC bank in 2008 as Head of Strategic Development and Financial Management Group and later took the responsibility of the Support and Marketing Group in 2014. Mrs. Moussallem was a member of the Board of Directors of USB Bank (Cypriot subsidiary of BLC Bank) and a member of several committees in BLC Bank.

She holds a Master’s degree in Finance & Communication from Ecole Supérieure des Sciences Economiques et Commerciales ESSEC, France and a BA from the American University of Beirut.

Bruno Desgardins

Member*

Bruno Desgardins is an Independent Non-Executive Member of the Board of Directors of Bankmed (Suisse) SA’s since 20 Jul 2020. Bruno has more than 38 years of experience in the banking industry in Paris and in Geneva. After starting its career as a financial analyst, he took over the responsibility of the Trade Finance for South European countries for Banque de l’Union Européenne.

Then, Bruno joined NSM Bank to head the Institutional Department for foreign clients, before taking over the Research Department. In 1995, Bruno was hired by ABN AMRO to manage its Corporate Finance’s M&A activities. In Geneva since 2000, he spent the last 20 years at Banque Eric Sturdza holding there a management role.

Raya Haffar El Hassan

Member

Ms. Raya El Hassan serves as Chairperson of Bankmed S.A.L. as of October 2020, and served as an Independent Member on Bankmed’s Board of Directors since December 2011. She is also a Board Member of MedInvestment Bank S.A.L, Saudi Lebanese Bank S.A.L.

From January 2019 until January 2020, Ms. El-Hassan served as the Minister of Interior and Municipalities in Lebanon. Before that, she served as the Chairman-General Manager of Tripoli’s Special Economic Zone.

Prior to that, from November 2009 until June 2011, Ms. El-Hassan served as the Minister of Finance in Lebanon. Earlier in her career, Ms. El-Hassan was the Advisor to the Minister of Economy and Trade.

Ms. El Hassan holds a Bachelor’s degree in Business Administration from the American University of Beirut, and a Master’s Degree in Business Administration from the George Washington University. In 2019, Ms. El-Hassan was awarded an Honorary Doctorate in Humane Letters from the Lebanese American University and an Honorary Doctorate in Business Administration from the Beirut Arab University.

* Reference of independent Board member according to FINMA Circular 2017/1.